Overcoming Barriers to Large Crypto Trades
- Andrew andytilley1@gmail.com
- Jun 20
- 3 min read
The Hidden Complexity of Large Crypto Trades
Transacting large amounts of Bitcoin, ETH, or USDT between parties isn't just about agreeing on a price. When the trade is in the millions, both sides are exposed to significant regulatory, operational, and counterparty risks.
Whether you're a family office, crypto-native fund, or international trading firm, these deals can collapse if even one component—wallet control, onboarding, liquidity, or banking—isn't in place.
At Multibanx, we partner with regulated financial institutions to provide compliant, secure, and scalable solutions for large crypto transactions.
Why Most Large Crypto Deals Fail
1. Wallet Ownership Is Unverified
Banks require a wallet AB test: a small transfer between your own wallets at a pre-scheduled time to prove control. Without this, they won’t proceed.
2. You’re Not Onboarded with a Settlement Institution
No onboarding = no trade. Full compliance (KYC, AML, source of wealth) must be completed before a bank can receive or send large crypto-related fiat flows.
3. No Access to Institutional Liquidity
Many OTC desks and liquidity providers work only with vetted parties and operate within tight compliance frameworks.
4. Escrow and Risk Mitigation Is Missing
Without escrow, trades involving strangers or unfamiliar entities are too risky to complete. Properly structured crypto + fiat escrow accounts reduce counterparty exposure to zero.
Ask Multibanx.
Q1: How do I prove I own a crypto wallet without sharing my private key?
Answer: Multibanx arranges an AB test—you move a small amount of BTC from one wallet to another at a specified time. This confirms control to the bank without compromising your security.
Q2: I hold millions in stablecoins. Can I sell into EUR or GBP without triggering compliance issues?
Answer: Yes—if the transaction is structured correctly. Multibanx works with regulated partners to ensure proper KYC, wallet traceability, and bank-compliant flow of funds. We help you onboard before any fiat enters the system.
Q3: Why won’t the bank issue a settlement letter until onboarding is done?
Answer: No regulated financial institution will make a written commitment until your entity is fully onboarded and wallet control is verified. This ensures they’re not exposed to regulatory or reputational risk. Multibanx manages this sequence with you.
Q4: What currencies can I settle into?
Answer: We enable trades into EUR, GBP, and USD, with access to named corporate accounts, virtual IBANs, and multi-bank settlement routes—ideal for cross-border structuring or treasury operations.
Q5: What if my buyer or seller is unknown—how do I protect the transaction?
Answer: We arrange for regulated escrow accounts that hold crypto and fiat until both parties meet their obligations. No one loses control of funds until settlement is guaranteed.
Multibanx Process Overview
Step 1: Wallet AB Test
We coordinate and document wallet verification according to the bank's compliance standards.
Step 2: Institutional Onboarding
We guide you through account opening, KYC, and legal due diligence with our banking or EMI partners.
Step 3: Liquidity Planning
We align with institutional liquidity desks to structure and size the trade.
Step 4: Escrow & Settlement
We facilitate escrow accounts for both fiat and crypto, ensuring delivery-versus-payment execution.
Who We Help
Family Offices off-ramping BTC to buy property or private assets
Crypto Funds seeking to move from stablecoins into fiat without exchange exposure
Private Wealth Managers needing compliant fiat settlement for their digital asset clients
Private Companies looking to trade with each other in a safe compliant environment
Global Trading Firms converting crypto into treasury currency across jurisdictions
Scale Matters. So Does Security.
There’s no room for error in large crypto trades. A misstep in wallet verification, onboarding delays, or banking compliance failure can cost millions—or worse, freeze your assets.
That’s why Multibanx exists.
We provide independent, regulated access to settlement pathways that work—designed around your business, your counterparties, and your currency preferences.
Comments