Capabilities · Payments & FX

Move across markets with the right payment infrastructure.

International payments sit at the intersection of accounts, settlement access, messaging, local clearing, FX and counterparty relationships. Optimising one element rarely solves the whole challenge.

Multibanx supports businesses and financial institutions seeking providers and arrangements for international payments, local currency flows and foreign-exchange requirements.

Discuss Payments & FX

01

International payments are a chain, not a single transfer.

A typical international payment may involve several interconnected stages. The sequence and institutions involved vary according to the currencies, jurisdictions, providers and transaction requirements.

  1. CollectCollection accounts and inbound payment routes, domestic or cross-border.
  2. ConvertFX and liquidity arrangements, with pricing and cut-off times set by the provider.
  3. SettleSettlement through relevant banking, clearing or eligible digital-asset infrastructure, depending on the currency and payment route.
  4. Pay outPayout to beneficiaries across the corridors and currencies the business needs.

Illustrative only. Not every transaction requires currency conversion or a separate collection account, and settlement may involve multiple institutions.

02

Payment and FX capability.

International transfers

Explore suitable banking and payment providers supporting relevant currencies and cross-border corridors.

Local payment access

Consider available domestic and regional payment rails through authorised or otherwise eligible providers, depending on jurisdiction.

Foreign exchange and liquidity

Discuss relevant FX, hedging and liquidity arrangements through providers authorised and able to offer them where necessary.

Settlement options

Assess where traditional bank payment networks and newer digital settlement approaches may be appropriate, subject to actual provider availability.

Collection and payout infrastructure

Connect collection and payout arrangements that fit the flows a business actually runs, through suitable providers.

Specialist provider connectivity

Access to specialist providers for corridors, volumes or regulated activities that mainstream routes do not serve well, subject to eligibility.

03

Infrastructure should follow the commercial flow.

Currency, destination, transaction type, beneficiaries and underlying business sector all affect the available routes. Multibanx focuses on the practical configuration rather than promising a universal solution.

Discuss Payments & FX